A fintech's pivot from B2C to B2B (Part II)

A fintech's pivot from B2C to B2B (Part II)

From Carey Ransom: In Part I,  I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!

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The benefits and implications of AI in lending and credit

The benefits and implications of AI in lending and credit

The FR met with Srikanth Geedipalli, SVP of AI Product Management and Commercialization at Experian

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Is AI the new cloud?

Is AI the new cloud?

From Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.

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Clearing House CPO says RTP growth in early stages

Clearing House CPO says RTP growth in early stages

In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run. 

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What are the consequences of a generative AI-goosed capital market?

What are the consequences of a generative AI-goosed capital market?

From Sarah Biller: Could the adoption of generative AI by financial services ironically drive a new period of information asymmetry in the markets and, by doing so, open another frontier for fintech innovation? 

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How will digital wallets be regulated?

How will digital wallets be regulated?

The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.

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A look into the FIS Fintech Accelerator Program

A look into the FIS Fintech Accelerator Program

Onsite at Fintech Meetup, The FR met with Tatyana Kratunova, Head of the FIS Fintech Accelerator Program.

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Cross-border strategies for payment giants

Cross-border strategies for payment giants

With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor? 

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Evaluating Meta's payment strategy

Evaluating Meta's payment strategy

What sort of antitrust implications arise when the world’s largest social media conglomerate partners with the world’s largest e-commerce company? How does it affect consumer and business wellbeing?

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The “Give to Get” data strategy

The “Give to Get” data strategy

From Matt Ober: In the financial industry, some of the best datasets were contributory datasets and many of them started as give to get.

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4 questions about a TikTok ban

4 questions about a TikTok ban

President Biden has indicated that he would sign the bill if it also passes in the Senate—but questions remain, many of which directly impact the future of fintech.

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The evolution of fintech data

The evolution of fintech data

Onsite at Fintech Meetup, The FR met with Sarah Biller, Co-Founder of FinTech Sandbox and a contributor to The FR.

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Fintech is operating at scale, with huge growth potential

Fintech is operating at scale, with huge growth potential

From Abdul Abdirahman: In our recent State of Fintech report, my colleagues and I took stock of the sector’s progress over the last decade, identifying the companies that have reached (or are about to reach) enterprise scale. 

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