From Nelson Chu: Recent economic headwinds and rising competition have sparked talk of private credit’s "golden era" ending, but this asset class remains robust. Investors drawn to its income potential, market resilience, and potential diversification benefits recognize its long-term value.
Read MoreThe FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
Read MoreFrom Carey Ransom: Now, we reach a vital question: "Can this really work?" Based on my observations and experiences, a successful pivot hinges on a blend of culture, process, people, and timing. When these elements align, the results can be remarkable.
Read MoreFrom Carey Ransom: I’ve discussed the initial steps of making a pivot in your fintech startup. In this article, I’ll try to help you with one of the biggest changes you’ll need to undertake—the team.
Read MoreCFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.
Read MoreFor fintechs: What does it mean if a behemoth like Goldman Sachs can’t handle consumer-focused banking and wealth management services simultaneously?
Read MoreThe FR met with Cooper Thompson, Head of Product for Embedded Finance at Fiserv.
Read MoreFrom Carey Ransom: In Part I, I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!
Read MoreFrom Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.
Read MoreThe FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit
Read MoreFrom Sarah Biller: Could the adoption of generative AI by financial services ironically drive a new period of information asymmetry in the markets and, by doing so, open another frontier for fintech innovation?
Read MoreThe FR met with Jess Turner, EVP – Global Head of Open Banking and API at Mastercard.
Read MoreOnsite at Fintech Meetup, The FR met with Tatyana Kratunova, Head of the FIS Fintech Accelerator Program.
Read MoreOnsite at Fintech Meetup, The FR met with Michele Alt, Co-Founder and Managing Director of Klaros Group, and a former regulator at the Office of the Comptroller of the Currency.
Read MoreFrom Matt Ober: In the financial industry, some of the best datasets were contributory datasets and many of them started as give to get.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.
