AI agents are forcing a rethink of payment rails

AI agents are forcing a rethink of payment rails

Ximena Aleman of Prometeo argues that the infrastructure behind agentic payments will determine whether AI expands financial access or reinforces existing barriers.

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What fintech can teach retailers about loss

What fintech can teach retailers about loss

Pedro Ramos of Appriss Retail explains how retailers can mitigate returns fraud by treating loss as a financial risk problem.

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How a $4 billion community bank balances AI and the human touch

How a $4 billion community bank balances AI and the human touch

Amanda Hanson of Gate City Bank dives into how the bank is approaching digitization, AI adoption and customer experience as fintech competition intensifies.

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Why crypto investigations demand public-private partnerships

Why crypto investigations demand public-private partnerships

Joanna Summers of Valid8 Financial outlines why crypto cases are forcing a rethink in law enforcement.

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Stablecoins are redefining identity requirements for global money movement

Stablecoins are redefining identity requirements for global money movement

Fernando Castellanos of Prove argues stablecoins are forcing identity to move from one-time checks to continuous verification.

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How banks are becoming a new front door to e-commerce

How banks are becoming a new front door to e-commerce

Tristan Barnum of Wildfire Systems explains how banks are moving into the shopping journey.

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Why the rewards economy needs better rails

Why the rewards economy needs better rails

Alex Preece of Tillo explains why demand for digital rewards is outpacing the infrastructure behind them.

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Why AI is testing financial institutions’ fraud defenses

Why AI is testing financial institutions’ fraud defenses

The FR sat down with ACAMS CEO Neil Sternthal to discuss the rise of AI-enabled fraud and how the industry is responding.

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AI pilots are easy. Production is the hard part.

AI pilots are easy. Production is the hard part.

Robert Cooke of 3forge explains why banks are rethinking their technology foundations as AI pilots come up against the complexity of existing systems.

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Three lessons from the spend management race

Three lessons from the spend management race

Alex Lazarow of Fluent Ventures examines the playbook behind the corporate spend management race and argues that the winners will be those who move beyond cards to control more of a company’s financial workflows.

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SaaS isn’t dying. It’s being valued differently.

SaaS isn’t dying. It’s being valued differently.

Tiffine Wang of Onsen Global argues that the so-called SaaSpocalypse is a repricing, as software shifts from per-seat subscriptions to output that competes with labor.

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Fintech’s next phase will be orchestrated, not adopted

Fintech’s next phase will be orchestrated, not adopted

Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.

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F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

Fintech has found a new baseline at $45–50 billion annually, new giants have emerged, and crypto earned a seat at the table. F-Prime’s Abdul Abdirahman examines the broader trends.

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The AI gold rush is missing the point

The AI gold rush is missing the point

Matt Ober of Social Leverage argues that in the rush to fund “AI everything,” distribution, capital structure and revenue still matter more than being AI-native.

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Legacy systems are putting banks at risk

Legacy systems are putting banks at risk

Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.

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