F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

Fintech has found a new baseline at $45–50 billion annually, new giants have emerged, and crypto earned a seat at the table. F-Prime’s Abdul Abdirahman examines the broader trends.

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The AI gold rush is missing the point

The AI gold rush is missing the point

Matt Ober of Social Leverage argues that in the rush to fund “AI everything,” distribution, capital structure and revenue still matter more than being AI-native.

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Rethinking payment recovery

Rethinking payment recovery

The FR spoke with Butter Payments CEO Charles Rosenblatt about the company’s next phase of growth and shifting approaches to payment recovery.

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How responsible AI gets built

How responsible AI gets built

Lendflow CEO Jon Fry outlines the foundational requirements for responsible AI as lending and credit decisioning move into production.

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The state of AI, from tools to systems

The state of AI, from tools to systems

Onsen Global’s Tiffine Wang argues that AI’s move into production is forcing companies to design for trust, not experimentation.

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The case for depth in Southeast Asia’s startup ecosystem

The case for depth in Southeast Asia’s startup ecosystem

Alex Lazarow of Fluent Ventures outlines how Southeast Asia’s startup ecosystem is maturing.

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Fintech maturity drives capital markets M&A

Fintech maturity drives capital markets M&A

Nilesh Nanavati and John Clark of OPCO Advisory explain why fintech maturity, AI pressure and scarce infrastructure assets drove a high-stakes reset in capital markets M&A in 2025.

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The case for a unified, real-time credit data network

The case for a unified, real-time credit data network

Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.

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Inside the shift toward data-native markets

Inside the shift toward data-native markets

Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.

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AI could make community banks more capable, faster and more human

AI could make community banks more capable, faster and more human

Carey Ransom president of Operate and managing director of BankTech Ventures, dives into the impact AI could have on community banks.

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The birth of the agentic banking ecosystem

The birth of the agentic banking ecosystem

Ximena Aleman of Prometeo writes that LATAM is ready to shape the rise of agentic banking.

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Fintech’s blind spot: Veterans building fintech startups deserve more funding

Elizabeth McCluskey of TruStage Ventures argues fintech is missing veterans whose service mindset could help them connect with customers.

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Loyalty needs a new value exchange

Loyalty needs a new value exchange

Will Reeves of Fold argues loyalty has outgrown fixed points schemes and must be built on enduring value.

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Banks navigate trust hurdles as AI investments grow

Banks navigate trust hurdles as AI investments grow

FR editors unpack new research on how banks’ AI investments face execution hurdles.

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Wealth management’s next wave: from Robinhood to private funds

Wealth management’s next wave: from Robinhood to private funds

Matt Ober of Social Leverage breaks down how advisors, alternative assets and new access rules are reshaping wealth management — and what it means for the next wave of investors.

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