Fintech’s next phase will be orchestrated, not adopted

Fintech’s next phase will be orchestrated, not adopted

Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.

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Legacy systems are putting banks at risk

Legacy systems are putting banks at risk

Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.

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Why crypto needs to drop the tribalism

Why crypto needs to drop the tribalism

Adeniyi Abiodun of Mysten Labs argues why crypto's real enemy is itself, and why infighting threatens the industry's survival.

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Capital One’s Brex buy means end of business finance's manual era

Capital One’s Brex buy means end of business finance's manual era

Andrew Jamison of Extend argues Capital One's acquisition of Brex signals the end of manual business finance, and explains why AI-powered spend management is finally catching up to the rest of enterprise software.

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AI, stablecoins and programmable trust are redefining fintech

AI, stablecoins and programmable trust are redefining fintech

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

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Stablecoins are becoming table stakes. Banks can’t sit this out.

Stablecoins are becoming table stakes. Banks can’t sit this out.

Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.

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AI could make community banks more capable, faster and more human

AI could make community banks more capable, faster and more human

Carey Ransom president of Operate and managing director of BankTech Ventures, dives into the impact AI could have on community banks.

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Banks are losing the fraud race. Customers could change that.

Banks are losing the fraud race. Customers could change that.

Katie Quilligan of BankTech Ventures explains how shifting fraud liability is pushing banks to turn customer education into a measurable defense strategy that protects both assets and loyalty.

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Building bank-fintech alliances that put customers first

Building bank-fintech alliances that put customers first

Renata Caine of Green Dot lays out a playbook for how winning bank-fintech partnerships should work.

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Bootstrapping fintech: The discipline we overlook (and undervalue)

Bootstrapping fintech: The discipline we overlook (and undervalue)

Fintech operator and investor Tiffany Haynes makes the case for building depth before chasing scale.

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AI’s uneven takeoff in banking

AI’s uneven takeoff in banking

Evident’s Alexandra Mousavizadeh digs into what the latest Evident AI Index reveals about progress in AI and banking.

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Loyalty needs a new value exchange

Loyalty needs a new value exchange

Will Reeves of Fold argues loyalty has outgrown fixed points schemes and must be built on enduring value.

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Banks navigate trust hurdles as AI investments grow

Banks navigate trust hurdles as AI investments grow

FR editors unpack new research on how banks’ AI investments face execution hurdles.

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Building standards that match fintech’s speed

Building standards that match fintech’s speed

As fintech races ahead, standards are emerging as the key to balancing safety and growth, writes Sima Gandhi, co-founder of the Coalition for Financial Ecosystem Standards.

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How banks are turning cannabis compliance into a competitive edge

How banks are turning cannabis compliance into a competitive edge

Stacy Litke of Green Check explains how banks are turning cannabis compliance into a growth strategy.

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