Fintech maturity drives capital markets M&A

Fintech maturity drives capital markets M&A

Nilesh Nanavati and John Clark of OPCO Advisory explain why fintech maturity, AI pressure and scarce infrastructure assets drove a high-stakes reset in capital markets M&A in 2025.

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The case for a unified, real-time credit data network

The case for a unified, real-time credit data network

Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.

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Inside the shift toward data-native markets

Inside the shift toward data-native markets

Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.

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AI, stablecoins and programmable trust are redefining fintech

AI, stablecoins and programmable trust are redefining fintech

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

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Stablecoins are becoming table stakes. Banks can’t sit this out.

Stablecoins are becoming table stakes. Banks can’t sit this out.

Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.

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AI could make community banks more capable, faster and more human

AI could make community banks more capable, faster and more human

Carey Ransom president of Operate and managing director of BankTech Ventures, dives into the impact AI could have on community banks.

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The birth of the agentic banking ecosystem

The birth of the agentic banking ecosystem

Ximena Aleman of Prometeo writes that LATAM is ready to shape the rise of agentic banking.

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Fintech’s blind spot: Veterans building fintech startups deserve more funding

Elizabeth McCluskey of TruStage Ventures argues fintech is missing veterans whose service mindset could help them connect with customers.

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Why durable growth will define the next phase of fintech investing

Why durable growth will define the next phase of fintech investing

Michael Dirla, VP at Edison Partners, argues discipline, not hype, will drive fintech’s future.

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Why open source matters in fintech AI

Why open source matters in fintech AI

Extend CTO Jonathan Bailey makes the case for why fintech companies can’t afford to sit out the open-source AI movement — and what’s at stake if they do.

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The data mess crippling SMB lending

The data mess crippling SMB lending

Sarvesh Baveja, VP and chief risk officer at Fundbox, explains why fragmented data is blocking SMB lending and how cash flow underwriting and alternate data can unlock capital access.

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Modern banking starts with mindset before tech

Modern banking starts with mindset before tech

Galileo VP Ritesh Rihani says the real barrier to banking innovation isn’t infrastructure — it’s inertia.

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The Partner Bank Boom Revisited

The Partner Bank Boom Revisited

Amber Buker, chief research officer at the Travilian Group, revisits the partner bank boom — its rise, collapse, and the regulatory crackdown that reshaped banking-as-a-service.

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Chime’s IPO is more than a milestone — it’s a model for fintech with purpose

Chime’s IPO is more than a milestone — it’s a model for fintech with purpose

Tilman Ehrbeck, Co-Founder and Managing Partner at Flourish Ventures, weighs in on Chime’s success, its recent IPO, and what’s next.

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Generation instant: How digital natives will reshape B2B Payments

Generation instant: How digital natives will reshape B2B Payments

Jessica Cheney, VP of strategic solutions at Bottomline, writes about how a new generation of users is driving demand for instant, embedded payments. 

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