Amanda Hanson of Gate City Bank dives into how the bank is approaching digitization, AI adoption and customer experience as fintech competition intensifies.

Joanna Summers of Valid8 Financial outlines why crypto cases are forcing a rethink in law enforcement.

Fernando Castellanos of Prove argues stablecoins are forcing identity to move from one-time checks to continuous verification.

Matt Ober of Social Leverage argues that prediction markets tied to company KPIs could become Wall Street’s next major asset class.

Alkami's Stephen Bohanon explains why fragmented data is holding back AI at community banks and credit unions, and what it will take to enable meaningful adoption.

Alex Lazarow of Fluent Ventures makes the case that venture capital is a dream job, but not a traditional career path.

Alastair Wood of Raisin explains how consumers are moving savings beyond their primary bank in search of higher yields and better digital experiences.

Andrew George of 3forge argues that as agentic AI moves closer to production, banks need to ensure a new interface layer does not weaken entitlements, auditability or governance.

Carey Ransom of BankTech Ventures argues AI won’t transform banks unless they change how they measure and reward work.

Matt Ober of Social Leverage argues that while wealthtech startups are pitching AI operating systems, the exit math points to $200 million to $500 million outcomes, not unicorn valuations.

Craig Ridenhour of AtlasClear argues outdated clearing infrastructure is capping how broker-dealers scale.

The FR editors break down the findings from a new report on AI-powered fraud and what it reveals about FIs’ readiness gaps.

David Seider of TheZebra.com explains how insurance pricing is fragmenting along geographic lines.

Tristan Barnum of Wildfire Systems explains how banks are moving into the shopping journey.

Alex Preece of Tillo explains why demand for digital rewards is outpacing the infrastructure behind them.

The FR sat down with ACAMS CEO Neil Sternthal to discuss the rise of AI-enabled fraud and how the industry is responding.

Robert Cooke of 3forge explains why banks are rethinking their technology foundations as AI pilots come up against the complexity of existing systems.

Alex Lazarow of Fluent Ventures examines the playbook behind the corporate spend management race and argues that the winners will be those who move beyond cards to control more of a company’s financial workflows.

Tiffine Wang of Onsen Global argues that the so-called SaaSpocalypse is a repricing, as software shifts from per-seat subscriptions to output that competes with labor.

Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.

Fintech has found a new baseline at $45–50 billion annually, new giants have emerged, and crypto earned a seat at the table. F-Prime’s Abdul Abdirahman examines the broader trends.

Matt Ober of Social Leverage argues that in the rush to fund “AI everything,” distribution, capital structure and revenue still matter more than being AI-native.

Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.

The FR spoke with Butter Payments CEO Charles Rosenblatt about the company’s next phase of growth and shifting approaches to payment recovery.

Lendflow CEO Jon Fry outlines the foundational requirements for responsible AI as lending and credit decisioning move into production.

Adeniyi Abiodun of Mysten Labs argues why crypto's real enemy is itself, and why infighting threatens the industry's survival.

Andrew Jamison of Extend argues Capital One's acquisition of Brex signals the end of manual business finance, and explains why AI-powered spend management is finally catching up to the rest of enterprise software.

PayQuicker’s Nate Snow-Cornelius explains why seamless payment design, not just faster payouts, is key to retaining independent workers.

LegitScript's Dan Frechtling makes the case for combining AI-powered screening with human oversight in payment risk management.

As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.