Guillaume Bouvard of Extend argues that value in the corporate card market is shifting from payments infrastructure to the software that controls how money moves.

Fernando Castellanos of Prove explains why identity matters for stablecoins.

Booshan Rengachari, founder and CEO of Finzly, makes the case for why so many banks are making the move to modernize with the introduction of Nacha’s new fraud monitoring rules.

Gonzalo Parejo of Kamino explains why the biggest AI opportunity in finance may sit alongside the ERP, not inside it.

Carey Ransom of BankTech Ventures argues that community banks should focus less on AI use cases and more on becoming AI-native organizations.

Deepak Gupta of Volante Technologies argues that modernizing ACH infrastructure is critical as banks adapt to faster payments and rising transaction volumes.

Scott Earwood of White Clay examines why “free” treasury services may be costing banks more than they realize.

Nik Milanović of This Week in Fintech and Stablecon breaks down the technical innovation behind stablecoins.

Alex Lazarow of Fluent Ventures explains why the private market has become fintech’s real leading indicator.

Michal Tresner of ThreatMark argues that scam prevention and fraud liability need to extend beyond banks and into the broader social media ecosystem.

Ximena Aleman of Prometeo argues that the infrastructure behind agentic payments will determine whether AI expands financial access or reinforces existing barriers.

Andrew Liesch of Travillian explores why some banks trade at massive premiums to peers.

Lucas Timberlake of Fintech Sandbox sat down with the FR to discuss how AI has raised the stakes on data access for early-stage fintech startups.

Pedro Ramos of Appriss Retail explains how retailers can mitigate returns fraud by treating loss as a financial risk problem.

Amanda Hanson of Gate City Bank dives into how the bank is approaching digitization, AI adoption and customer experience as fintech competition intensifies.

Joanna Summers of Valid8 Financial outlines why crypto cases are forcing a rethink in law enforcement.

Fernando Castellanos of Prove argues stablecoins are forcing identity to move from one-time checks to continuous verification.

Matt Ober of Social Leverage argues that prediction markets tied to company KPIs could become Wall Street’s next major asset class.

Alkami's Stephen Bohanon explains why fragmented data is holding back AI at community banks and credit unions, and what it will take to enable meaningful adoption.

Alex Lazarow of Fluent Ventures makes the case that venture capital is a dream job, but not a traditional career path.

Alastair Wood of Raisin explains how consumers are moving savings beyond their primary bank in search of higher yields and better digital experiences.

Andrew George of 3forge argues that as agentic AI moves closer to production, banks need to ensure a new interface layer does not weaken entitlements, auditability or governance.

Carey Ransom of BankTech Ventures argues AI won’t transform banks unless they change how they measure and reward work.

Matt Ober of Social Leverage argues that while wealthtech startups are pitching AI operating systems, the exit math points to $200 million to $500 million outcomes, not unicorn valuations.

Craig Ridenhour of AtlasClear argues outdated clearing infrastructure is capping how broker-dealers scale.

The FR editors break down the findings from a new report on AI-powered fraud and what it reveals about FIs’ readiness gaps.

David Seider of TheZebra.com explains how insurance pricing is fragmenting along geographic lines.

Tristan Barnum of Wildfire Systems explains how banks are moving into the shopping journey.

Alex Preece of Tillo explains why demand for digital rewards is outpacing the infrastructure behind them.

The FR sat down with ACAMS CEO Neil Sternthal to discuss the rise of AI-enabled fraud and how the industry is responding.