This guest post, created by the team at Caliber Corporate Advisers, explores What to Expect at Money20/20 USA 2025: Fintech’s Future Takes Center Stage.

Fintech operator and investor Tiffany Haynes makes the case for building depth before chasing scale.

Tom Mallon of Fintech Sandbox explains why clean, trusted data is the foundation of ethical and scalable AI.

Evident’s Alexandra Mousavizadeh digs into what the latest Evident AI Index reveals about progress in AI and banking.

Will Reeves of Fold argues loyalty has outgrown fixed points schemes and must be built on enduring value.

FR editors unpack new research on how banks’ AI investments face execution hurdles.

Tiffine Wang of Onsen Global explains why AI-native companies are changing how value is priced, delivered and scaled.

Tod McDonald of Valid8 Financial explains how fraud often passes as routine business activity, and how finance teams can spot it.

Deepak Gupta, EVP at Volante Technologies, explains how Fedwire’s ISO 20022 migration will affect payments.

Fintechs dream of going global, but most hit delays, costs and fatigue — Pipe’s Luke Voiles lays out a scalable playbook for getting expansion right.

As AI shopping agents take over the checkout, the real battle is where the money flows, writes Shawn Conahan of Wildfire Systems.

Brian Muse-McKenney of Episode Six lays out three trends reshaping payments — and what businesses must do to keep up.

As fintech races ahead, standards are emerging as the key to balancing safety and growth, writes Sima Gandhi, co-founder of the Coalition for Financial Ecosystem Standards.

Matt Ober of Social Leverage breaks down how advisors, alternative assets and new access rules are reshaping wealth management — and what it means for the next wave of investors.

Worldpay’s Gabriel de Montessus explains why one-size-fits-all payments fail, and how local-first strategies drive global growth.

Renata Caine, SVP and GM of embedded finance at Green Dot, shares three ways companies can support customers and employees through market volatility.

Stacy Litke of Green Check explains how banks are turning cannabis compliance into a growth strategy.

Ximena Aleman, co-founder of open banking platform Prometeo, argues tariffs aren’t just disrupting trade — they’re accelerating a revamp of cross-border payments.

Michael Dirla, VP at Edison Partners, argues discipline, not hype, will drive fintech’s future.

Tod McDonald, co-founder of Valid8 Financial, explains how AI equips forensic accountants to uncover fraud as economic slowdowns bring hidden schemes to light.

Dan Latimore, chief research officer at The FR, examines why bank–fintech partnerships stumble and offers a playbook for turning them into lasting wins.

Tom Cook, Chief Product & Technology Officer at LegitScript, argues that AI’s rapid evolution has made it both the fraudster’s favorite weapon, and our best defense.

Extend CTO Jonathan Bailey makes the case for why fintech companies can’t afford to sit out the open-source AI movement — and what’s at stake if they do.

Luiz Manzano, founder and partner at Brazil-based VC firm big_bets, breaks down how Brazil became the epicenter of fintech innovation, and why its playbook is going global.

Economist Jonathan Davis of the University of Oregon examines how earned wage access boosts earnings and reduces reliance on debt.

Amid the $124 trillion wealth transfer underway, banks can guide families through the transition — and build trust along the way, argues Jason Henrichs, CEO of Alloy Labs.

Nik Milanović, founder of This Week in Fintech and Stablecon, shares three bold stablecoin predictions, from foreign challengers to the return of algos and yield.

Sarvesh Baveja, VP and chief risk officer at Fundbox, explains why fragmented data is blocking SMB lending and how cash flow underwriting and alternate data can unlock capital access.

Galileo VP Ritesh Rihani says the real barrier to banking innovation isn’t infrastructure — it’s inertia.

Amber Buker, chief research officer at the Travilian Group, revisits the partner bank boom — its rise, collapse, and the regulatory crackdown that reshaped banking-as-a-service.