The rise of so-called “challenger banks” in the U.K. and Europe in recent years has revolutionized financial services in those areas. They’ve attracted millions of customers and forced traditional banks to embrace digital innovation in new ways.

Private equity firm Thoma Bravo made another splashy — and large — tech investment this week when it announced it’s acquiring U.K. cybersecurity firm Sophos for $3.8 billion.

From fintech to insurtech, proptech to wealthtech, and beyond, digital innovation is changing the way services are delivered. You can add healthcare to that list as well.

Facebook’s proposed new digital cryptocurrency, Libra, made quite a splash when it was first announced earlier this year. But now it seems to be falling apart at the seams.

Minutes released this week from the latest Fed meeting show there are sharp divisions among members when it comes to future policy. On a broad level, the most recent rate reduction comes amidst a global trend of cutting interest rates.

Anyone who has worked in, around, or even on the periphery of financial services and financial technology has no doubt heard the word “silos” an almost-puke-inducing amount of times. But this time we’re talking about the vertical, cylindrical storehouses farmers use.

You hear a lot about possible uses for artificial intelligence in financial services, but we’re still in the nascent stages of adoption. One area where we’ve started to see AI deployed is in lending.

The early days of streaming services were a godsend for the vast majority of consumers who had grown tired of cable. Fast forward, and now it seems every media company in the world is launching a subscription service.

As many of our readers may be aware, The FR is a regular on the industry conference circuit. Last week we attended one of our favorite conferences, InsureTech Connect, in beautiful Las Vegas.