The case for a unified, real-time credit data network
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Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.
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Fintech News Stories
Inside the shift toward data-native markets
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Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.
Read MoreAI, stablecoins and programmable trust are redefining fintech
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Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.
Read MoreStablecoins are becoming table stakes. Banks can’t sit this out.
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Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.
Read MoreIndustry Pulse: 2025 Annual Conference from The Clearing House
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With the 2025 event in New York fast approaching (Nov. 4–5), The FR caught up with Chief Client Officer Elena Casal to discuss the key themes shaping this year’s agenda.
Read MoreAI-native moats and the end of recurring revenue
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Tiffine Wang of Onsen Global explains why AI-native companies are changing how value is priced, delivered and scaled.
Read MoreFraud looks like business as usual — until you know where to look
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Tod McDonald of Valid8 Financial explains how fraud often passes as routine business activity, and how finance teams can spot it.
Read MoreWhy the second half of the 2020s will redefine payments
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Deepak Gupta, EVP at Volante Technologies, explains how Fedwire’s ISO 20022 migration will affect payments.
Read MoreThe new economics of agentic shopping
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As AI shopping agents take over the checkout, the real battle is where the money flows, writes Shawn Conahan of Wildfire Systems.
Read MoreThree payment trends reshaping value exchange, and how businesses can keep up
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Brian Muse-McKenney of Episode Six lays out three trends reshaping payments — and what businesses must do to keep up.
Read MoreThe case for local-first payments
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Worldpay’s Gabriel de Montessus explains why one-size-fits-all payments fail, and how local-first strategies drive global growth.
Read MoreThree ways to support your customers and employees when the market is volatile
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Renata Caine, SVP and GM of embedded finance at Green Dot, shares three ways companies can support customers and employees through market volatility.
Read MoreTariffs are fueling volatility. They’re also fast-tracking a payments revolution.
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Ximena Aleman, co-founder of open banking platform Prometeo, argues tariffs aren’t just disrupting trade — they’re accelerating a revamp of cross-border payments.
Read MoreWhy Brazil’s fintech playbook is going global
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Luiz Manzano, founder and partner at Brazil-based VC firm big_bets, breaks down how Brazil became the epicenter of fintech innovation, and why its playbook is going global.
Read MoreMore than just ‘fast cash’: The real-world impact of earned wage access
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Economist Jonathan Davis of the University of Oregon examines how earned wage access boosts earnings and reduces reliance on debt.
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