Expanding faster payments with the FPC
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The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
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Fintech News Stories
Prospects of a Capital One/Discover Acquisition
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CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.
Read MoreClearing House CPO says RTP growth in early stages
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In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run.
Read MoreCan fintech startups navigate the pivot from B2C to B2B?
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From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?
Read MoreWhat will the 1099-DA do for tax reporting?
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Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements.
Read MoreHow will digital wallets be regulated?
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The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.
Read MoreCross-border strategies for payment giants
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With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor?
Read MoreEvaluating Meta's payment strategy
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What sort of antitrust implications arise when the world’s largest social media conglomerate partners with the world’s largest e-commerce company? How does it affect consumer and business wellbeing?
Read MoreCan cross-border payments have junk fees?
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Exchange rate markups affect everyday people, not just wealthy tourists—deleteriously affecting small businesses, consumers who send remittances abroad, as well as servicemembers—amounting to a whopping $5.8B in lost value last year.
Read MoreMaking sense of Capital One's Discover acquisition
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Regulators are in a double bind. The antitrust concerns are real—as is the potential for this acquisition to disrupt the Visa-Mastercard duopoly.
Read MoreInside Cantaloupe’s acquisition of CHEQ
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According to Ravi Venkatesan, CEO of Cantaloupe, the CHEQ acquisition aligns squarely with Cantaloupe’s mission. “We want to move as much commerce as possible to self-service commerce, and we want to be the technology that powers that self-service commerce,” he said. “It's really that simple.”
Read MoreApple Vision Pro and the metaverse economy
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Maybe above all else, ask yourself this: If you’re not pining for a $3,499 isolationist “iPad for your face,” then why would others?
Read MoreApple, consumer payments, and investor uncertainty in 2024
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Taking a look at publicly listed tech companies’ payments-focused strategies suggest that payments will remain a cash cow and focus of investment this year across fundraising fora—not just VCs and private markets.
Read MoreRetail at a crossroads
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Introverts or not, consumers continue to approach in-person commerce as a productive, social, and non-fungible practice.
Read MoreThe strategy roadmap for a 108-year-old fintech
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Onsite at Money20/20, The FR sat down with Barry McCarthy, CEO & President of Deluxe.
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