Competition is for losers in the AI era: A geographic perspective

Competition is for losers in the AI era: A geographic perspective

Alex Lazarow of Fluent Ventures explains how AI could help fintech startups outside the U.S. capitalize on less competition and expand into more financial products.

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Why replacing legacy systems takes more than AI

Why replacing legacy systems takes more than AI

Paul Holland of Amdocs Studios’ mainframe modernization practice, shares AI’s potential and limitations in updating banks’ legacy systems.

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Four lessons for moving AI beyond pilots

Four lessons for moving AI beyond pilots

Financial institutions are experimenting widely with AI, but relatively few applications have moved into production. Fintech Sandbox co-founder Sarah Biller shares four lessons from a FinovateFall discussion about turning AI pilots into measurable business results.

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Why we must close identity gaps before AI agents start transacting

Why we must close identity gaps before AI agents start transacting

Prove’s Frances Zelazny argues that identity must remain verifiable from enrollment through account recovery as AI agents gain the authority to act on users’ behalf.

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Why venture capital is still constrained by geography

Why venture capital is still constrained by geography

Alex Lazarow of Fluent Ventures explains why innovation has spread around the world while venture capital remains concentrated in a handful of U.S. companies and markets.

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AI shifts from advisor to decision-maker

AI shifts from advisor to decision-maker

Fintech Sandbox’s Lucas Timberlake discusses the shift from AI recommendations to action and the questions it raises for financial services.

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Mortgage lenders move from AI pilots to proving ROI

Mortgage lenders move from AI pilots to proving ROI

National Mortgage News Editor-in-Chief Heidi Patalano discusses where mortgage automation is delivering, where the hype still exceeds reality and what lenders should expect at Digital Mortgage 2026.

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How one fintech scaled AI from pilot to operating model

How one fintech scaled AI from pilot to operating model

Dash Solutions’ Tan Truong explains how building AI governance early helped the fintech move faster without sacrificing trust.


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Embedded payments are a stronger moat in the AI age

Embedded payments are a stronger moat in the AI age

Louis Hoch of Usio explains why embedded payments could give SaaS companies a more durable business model as AI makes software features easier to copy.


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Why bank loyalty programs need an AI feedback loop

Why bank loyalty programs need an AI feedback loop

Shawn Conahan, chief revenue officer of Wildfire Systems, argues that banks are missing a critical piece in their self-funding loyalty programs, relevance, and explains how AI-driven personalization can close the gap.

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How APIs are rebuilding the loyalty economy

How APIs are rebuilding the loyalty economy

Nick Anastasiades of Benji explains how loyalty is moving beyond one-off partnerships toward a more flexible system where value flows across brands and product categories.

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How banks are turning legacy planning into lifelong loyalty

How banks are turning legacy planning into lifelong loyalty

Emily Cisek of Paige examines how community banks are turning legacy planning into a relationship advantage big banks can't easily replicate.

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Trust is the true currency of financial connectivity

 Trust is the true currency of financial connectivity

Method's Mit Shah outlines five principles for handling customer financial data in ways that build trust, deliver value and avoid crossing privacy boundaries.

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Merchant failures are becoming a stress test for banks

Merchant failures are becoming a stress test for banks

Quavo's Ron Rybicki explains why merchant failures are exposing a growing blind spot in banks' dispute operations.

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Why the battle for corporate cards has moved to software

Why the battle for corporate cards has moved to software

Guillaume Bouvard of Extend argues that value in the corporate card market is shifting from payments infrastructure to the software that controls how money moves.

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