Legacy systems are putting banks at risk
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Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.
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Fintech News Stories
Rethinking payment recovery
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The FR spoke with Butter Payments CEO Charles Rosenblatt about the company’s next phase of growth and shifting approaches to payment recovery.
Read MoreHow responsible AI gets built
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Lendflow CEO Jon Fry outlines the foundational requirements for responsible AI as lending and credit decisioning move into production.
Read MoreWhy crypto needs to drop the tribalism
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Adeniyi Abiodun of Mysten Labs argues why crypto's real enemy is itself, and why infighting threatens the industry's survival.
Read MoreCapital One’s Brex buy means end of business finance's manual era
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Andrew Jamison of Extend argues Capital One's acquisition of Brex signals the end of manual business finance, and explains why AI-powered spend management is finally catching up to the rest of enterprise software.
Read MoreFor freelancers, payment design matters as much as speed
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PayQuicker’s Nate Snow-Cornelius explains why seamless payment design, not just faster payouts, is key to retaining independent workers.
Read MoreBuilding a risk framework for the AI payments era
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LegitScript's Dan Frechtling makes the case for combining AI-powered screening with human oversight in payment risk management.
Read MoreWhy the Payfac era is ending for software platforms
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As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.
Read MoreWhere gift cards fall short — and how partners can help
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Bill Warshauer of Tillo examines why gift cards still frustrate customers, and how better technology and coordination could fix the experience.
Read MoreThe case for a unified, real-time credit data network
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Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.
Read MoreInside the shift toward data-native markets
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Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.
Read MoreAI, stablecoins and programmable trust are redefining fintech
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Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.
Read MoreStablecoins are becoming table stakes. Banks can’t sit this out.
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Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.
Read MoreIndustry Pulse: 2025 Annual Conference from The Clearing House
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With the 2025 event in New York fast approaching (Nov. 4–5), The FR caught up with Chief Client Officer Elena Casal to discuss the key themes shaping this year’s agenda.
Read MoreAI-native moats and the end of recurring revenue
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Tiffine Wang of Onsen Global explains why AI-native companies are changing how value is priced, delivered and scaled.
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