AI shifts from advisor to decision-maker
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Fintech Sandbox’s Lucas Timberlake discusses the shift from AI recommendations to action and the questions it raises for financial services.
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Fintech News Stories
Mortgage lenders move from AI pilots to proving ROI
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National Mortgage News Editor-in-Chief Heidi Patalano discusses where mortgage automation is delivering, where the hype still exceeds reality and what lenders should expect at Digital Mortgage 2026.
How one fintech scaled AI from pilot to operating model
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Dash Solutions’ Tan Truong explains how building AI governance early helped the fintech move faster without sacrificing trust.
Embedded payments are a stronger moat in the AI age
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Louis Hoch of Usio explains why embedded payments could give SaaS companies a more durable business model as AI makes software features easier to copy.
Why bank loyalty programs need an AI feedback loop
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Shawn Conahan, chief revenue officer of Wildfire Systems, argues that banks are missing a critical piece in their self-funding loyalty programs, relevance, and explains how AI-driven personalization can close the gap.
Read MoreHow APIs are rebuilding the loyalty economy
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Nick Anastasiades of Benji explains how loyalty is moving beyond one-off partnerships toward a more flexible system where value flows across brands and product categories.
Read MoreHow banks are turning legacy planning into lifelong loyalty
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Emily Cisek of Paige examines how community banks are turning legacy planning into a relationship advantage big banks can't easily replicate.
Read MoreTrust is the true currency of financial connectivity
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Method's Mit Shah outlines five principles for handling customer financial data in ways that build trust, deliver value and avoid crossing privacy boundaries.
Read MoreMerchant failures are becoming a stress test for banks
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Quavo's Ron Rybicki explains why merchant failures are exposing a growing blind spot in banks' dispute operations.
Read MoreWhy the battle for corporate cards has moved to software
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Guillaume Bouvard of Extend argues that value in the corporate card market is shifting from payments infrastructure to the software that controls how money moves.
Read MoreWhy stablecoins need a trust layer
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Fernando Castellanos of Prove explains why identity matters for stablecoins.
Read MoreThe case for modernizing ACH: Why banks are moving now
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Booshan Rengachari, founder and CEO of Finzly, makes the case for why so many banks are making the move to modernize with the introduction of Nacha’s new fraud monitoring rules.
Read MoreBrazil's challenge to the AI-native ERP thesis
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Gonzalo Parejo of Kamino explains why the biggest AI opportunity in finance may sit alongside the ERP, not inside it.
Read MoreFour AI moves for bank CEOs
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Carey Ransom of BankTech Ventures argues that community banks should focus less on AI use cases and more on becoming AI-native organizations.
Read MoreWhy modernizing ACH is critical for faster payments
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Deepak Gupta of Volante Technologies argues that modernizing ACH infrastructure is critical as banks adapt to faster payments and rising transaction volumes.
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