Brazil's challenge to the AI-native ERP thesis

Brazil's challenge to the AI-native ERP thesis

Gonzalo Parejo of Kamino explains why the biggest AI opportunity in finance may sit alongside the ERP, not inside it.

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Four AI moves for bank CEOs

Four AI moves for bank CEOs

Carey Ransom of BankTech Ventures argues that community banks should focus less on AI use cases and more on becoming AI-native organizations.

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Why modernizing ACH is critical for faster payments

Why modernizing ACH is critical for faster payments

Deepak Gupta of Volante Technologies argues that modernizing ACH infrastructure is critical as banks adapt to faster payments and rising transaction volumes.

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Why treasury management is table stakes for banking primacy

Why treasury management is table stakes for banking primacy

Scott Earwood of White Clay examines why “free” treasury services may be costing banks more than they realize.

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Why banks can't retrofit their way to programmable money

Why banks can't retrofit their way to programmable money

Nik Milanović of This Week in Fintech and Stablecon breaks down the technical innovation behind stablecoins.

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The private market is now the real fintech index

 The private market is now the real fintech index

Alex Lazarow of Fluent Ventures explains why the private market has become fintech’s real leading indicator.

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Why fraud liability can’t stop at banks

Michal Tresner of ThreatMark argues that scam prevention and fraud liability need to extend beyond banks and into the broader social media ecosystem.

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AI agents are forcing a rethink of payment rails

AI agents are forcing a rethink of payment rails

Ximena Aleman of Prometeo argues that the infrastructure behind agentic payments will determine whether AI expands financial access or reinforces existing barriers.

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Bootstrapping fintech: The discipline we overlook (and undervalue)

Bootstrapping fintech: The discipline we overlook (and undervalue)

Fintech operator and investor Tiffany Haynes makes the case for building depth before chasing scale.

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Why trusted data makes ethical AI possible

Why trusted data makes ethical AI possible

Tom Mallon of Fintech Sandbox explains why clean, trusted data is the foundation of ethical and scalable AI.

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AI’s uneven takeoff in banking

AI’s uneven takeoff in banking

Evident’s Alexandra Mousavizadeh digs into what the latest Evident AI Index reveals about progress in AI and banking.

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Loyalty needs a new value exchange

Loyalty needs a new value exchange

Will Reeves of Fold argues loyalty has outgrown fixed points schemes and must be built on enduring value.

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Banks navigate trust hurdles as AI investments grow

Banks navigate trust hurdles as AI investments grow

FR editors unpack new research on how banks’ AI investments face execution hurdles.

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AI-native moats and the end of recurring revenue

AI-native moats and the end of recurring revenue

Tiffine Wang of Onsen Global explains why AI-native companies are changing how value is priced, delivered and scaled.

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Fraud looks like business as usual — until you know where to look

Fraud looks like business as usual — until you know where to look

Tod McDonald of Valid8 Financial explains how fraud often passes as routine business activity, and how finance teams can spot it.

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