Innovation through a fresh regulatory approach

Innovation through a fresh regulatory approach

SaaS entrepreneur, investor and advisor Carey Ransom explores how a new U.S. administration could promote innovation through a fresh regulatory approach.

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Cannabis banking regulation in 2024

Cannabis banking regulation in 2024

Green Check Verified as well as Merchants and Marine Bank offer their take on the future of cannabis banking regulation.

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Interpretability versus explainability in AI-driven lending

Interpretability versus explainability in AI-driven lending

Onsite at Fintech Meetup, The FR met with Deniz A. Johnson, COO of Stratyfy.

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On regtech and BaaS enforcement actions with Castellum.ai

On regtech and BaaS enforcement actions with Castellum.ai

Onsite at Fintech Meetup, The FR met with Peter Piatesky, Co-Founder and CEO of Castellum.ai.

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Tokenization: A tale of three cities (Part III)

Tokenization: A tale of three cities (Part III)

In the last part of The FR’s series on tokenization, we’ll explore the use cases that may drive growing adoption of tokens to digitize a range of assets on the blockchain. We’ll also consider the regulatory roadblocks preventing tokenization’s proliferation at this current juncture. 

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Tokenization: A tale of three cities (Part II)

Tokenization: A tale of three cities (Part II)

In this next part of the series, we’ll dive into what this means for fintech and financial institutions. If digital assets are treated as assets, period, how does this shape the financial landscape? And why would these parties buy into such a nascent technology? 

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Expanding faster payments with the FPC

Expanding faster payments with the FPC

The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.

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Tokenization: A tale of three cities (Part I)

Tokenization: A tale of three cities (Part I)

If I had started writing this article three years ago, I’d be reporting on the buying frenzy surrounding non-fungible tokens (NFTs), blockchain-based proofs authenticating the uniqueness of digital objects, namely artwork. But now it’s 2024.

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Prospects of a Capital One/Discover Acquisition

Prospects of a Capital One/Discover Acquisition

CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.

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Can fintech startups navigate the pivot from B2C to B2B?

Can fintech startups navigate the pivot from B2C to B2B?

From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?

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What will the 1099-DA do for tax reporting?

What will the 1099-DA do for tax reporting?

Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements. 

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One year since SVB's crisis

One year since SVB's crisis

From Alex Lazarow: I can’t believe it’s been a year since the SVB collapse and the banking crisis. What has changed? What have we learned?

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How will digital wallets be regulated?

How will digital wallets be regulated?

The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.

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What will happen to Ripple Labs?

What will happen to Ripple Labs?

Ripple is positioning itself as a bulwark against regulatory encroachment, with its legal future indistinguishable from the sector’s. 

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Cross-border strategies for payment giants

Cross-border strategies for payment giants

With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor? 

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