More than just ‘fast cash’: The real-world impact of earned wage access
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Economist Jonathan Davis of the University of Oregon examines how earned wage access boosts earnings and reduces reliance on debt.
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Fintech News Stories
The $124 trillion opportunity banks are missing
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Amid the $124 trillion wealth transfer underway, banks can guide families through the transition — and build trust along the way, argues Jason Henrichs, CEO of Alloy Labs.
Read MoreStablecoins: 3 controversial predictions
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Nik Milanović, founder of This Week in Fintech and Stablecon, shares three bold stablecoin predictions, from foreign challengers to the return of algos and yield.
Read MoreThe data mess crippling SMB lending
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Sarvesh Baveja, VP and chief risk officer at Fundbox, explains why fragmented data is blocking SMB lending and how cash flow underwriting and alternate data can unlock capital access.
Read MoreBeyond LLMs: Why AI agents are the real game changer for lending
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Marco Montes de Oca, AI lead at EnFi, discusses how AI agents could transform lending.
Read MoreThe benefits and challenges of SME lending
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From Ricardo Pero, CEO of SellersFI: Up against margin pressures, corporate banks increasingly see the revenue potential from SME lending that they historically shrugged off. Marketplaces are keen to understand that providing lending services draws in and retains sellers by streamlining working capital and financial services needs in one place
Read MoreInterpretability versus explainability in AI-driven lending
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Onsite at Fintech Meetup, The FR met with Deniz A. Johnson, COO of Stratyfy.
Read MoreThe potential of AI in lending with Beforepay
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The FR met with Jamie Twiss, CEO of Beforepay.
Read MoreThe benefits and implications of AI in lending and credit
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The FR met with Srikanth Geedipalli, SVP of AI Product Management and Commercialization at Experian
Read MoreThe state of alternative data in lending with Nova Credit
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The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit
Read MoreNBFI risks and regulations
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Across the executive branch, regulators are growing more vocal in discussing the systemic risks that non-bank financial institutions (NBFIs) pose. Why now?
Read MoreMarqeta: Bullish on BNPL
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In an interview with The Financial Revolutionist, Marqeta CEO Simon Khalaf highlights Marqeta’s recent data on holiday BNPL spending, justifies expanded use of BNPL in the face of consumer debt and hardship, and outlines Marqeta’s growth and product strategies.
Read MoreThe state of BNPL
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In part, products like BNPL are a mechanism for consumers to skirt around traditional barriers to overspending—flying over the headwinds, while adding fuel to tailwinds.
Read MoreOperations after student loan repayments resume
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Seeing an opportunity to chip away at the issue, loan-focused fintechs have built a suite of HR-focused products and operational solutions.
Read MorePreparing for student loan repayments with Highway Benefits
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According to Mick MacLaverty, Co-Founder & CEO of Highway Benefits, student loan repayment as a benefit is an effective and efficient piece of compensation that creates multiple stakeholders.
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