Interpretability versus explainability in AI-driven lending

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Stratyfy is a NYC-based startup offering AI-powered predictive analytics and decision management solutions for financial institutions. Founded in 2017, Stratyfy has raised more than $11.8M in venture funding, including a $10M venture round in 2023 led by Zeal Capital Partners and Truist Ventures.

Onsite at Fintech Meetup, The FR met with Deniz A. Johnson, COO of Stratyfy. Johnson outlined: 

  • The scope of her work as COO;

  • Why Stratyfy offers interpretable machine-learning models, rather than explainable ones;

  • The staffing implications of one ML path versus the other; and

  • How Stratyfy’s technologies will bring growth in the coming year;