January 22, 2026

Why the Payfac era is ending for software platforms

January 22, 2026/ The Financial Revolutionist

As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.

The Financial Revolutionist

The Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.

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Why the Payfac era is ending for software platforms

The Financial Revolutionist