AI agents are forcing a rethink of payment rails

AI agents are forcing a rethink of payment rails

Ximena Aleman of Prometeo argues that the infrastructure behind agentic payments will determine whether AI expands financial access or reinforces existing barriers.

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What drives premium valuations among top US banks

What drives premium valuations among top US banks

Andrew Liesch of Travillian explores why some banks trade at massive premiums to peers.

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How a $4 billion community bank balances AI and the human touch

How a $4 billion community bank balances AI and the human touch

Amanda Hanson of Gate City Bank dives into how the bank is approaching digitization, AI adoption and customer experience as fintech competition intensifies.

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Stablecoins are redefining identity requirements for global money movement

Stablecoins are redefining identity requirements for global money movement

Fernando Castellanos of Prove argues stablecoins are forcing identity to move from one-time checks to continuous verification.

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AI personalization is only as good as the data behind it

AI personalization is only as good as the data behind it

Alkami's Stephen Bohanon explains why fragmented data is holding back AI at community banks and credit unions, and what it will take to enable meaningful adoption.

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2026 outlook: How Americans are moving their savings

2026 outlook: How Americans are moving their savings

Alastair Wood of Raisin explains how consumers are moving savings beyond their primary bank in search of higher yields and better digital experiences.

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Why AI agents are becoming a control problem for banks

Why AI agents are becoming a control problem for banks

Andrew George of 3forge argues that as agentic AI moves closer to production, banks need to ensure a new interface layer does not weaken entitlements, auditability or governance.

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AI won’t matter until banks start measuring output

AI won’t matter until banks start measuring output

Carey Ransom of BankTech Ventures argues AI won’t transform banks unless they change how they measure and reward work.

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AI pilots are easy. Production is the hard part.

AI pilots are easy. Production is the hard part.

Robert Cooke of 3forge explains why banks are rethinking their technology foundations as AI pilots come up against the complexity of existing systems.

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Three lessons from the spend management race

Three lessons from the spend management race

Alex Lazarow of Fluent Ventures examines the playbook behind the corporate spend management race and argues that the winners will be those who move beyond cards to control more of a company’s financial workflows.

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Fintech’s next phase will be orchestrated, not adopted

Fintech’s next phase will be orchestrated, not adopted

Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.

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Legacy systems are putting banks at risk

Legacy systems are putting banks at risk

Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.

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Why crypto needs to drop the tribalism

Why crypto needs to drop the tribalism

Adeniyi Abiodun of Mysten Labs argues why crypto's real enemy is itself, and why infighting threatens the industry's survival.

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Capital One’s Brex buy means end of business finance's manual era

Capital One’s Brex buy means end of business finance's manual era

Andrew Jamison of Extend argues Capital One's acquisition of Brex signals the end of manual business finance, and explains why AI-powered spend management is finally catching up to the rest of enterprise software.

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AI, stablecoins and programmable trust are redefining fintech

AI, stablecoins and programmable trust are redefining fintech

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

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