Building a risk framework for the AI payments era

Building a risk framework for the AI payments era

LegitScript's Dan Frechtling makes the case for combining AI-powered screening with human oversight in payment risk management.

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Why the Payfac era is ending for software platforms

Why the Payfac era is ending for software platforms

As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.

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Where gift cards fall short — and how partners can help

Where gift cards fall short — and how partners can help

Bill Warshauer of Tillo examines why gift cards still frustrate customers, and how better technology and coordination could fix the experience.

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Insurance outlook: pricing pressure meets tech strategy

Insurance outlook: pricing pressure meets tech strategy

The Zebra’s David Seider outlines how pricing pressure, competition and technology investments will shape the insurance landscape in 2026.

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The state of AI, from tools to systems

The state of AI, from tools to systems

Onsen Global’s Tiffine Wang argues that AI’s move into production is forcing companies to design for trust, not experimentation.

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The case for depth in Southeast Asia’s startup ecosystem

The case for depth in Southeast Asia’s startup ecosystem

Alex Lazarow of Fluent Ventures outlines how Southeast Asia’s startup ecosystem is maturing.

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How AI is remaking regulatory compliance

How AI is remaking regulatory compliance

Alexander Grafetsberger of Luware Recording explains how AI is transforming compliance as regulatory pressure intensifies.

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Fintech maturity drives capital markets M&A

Fintech maturity drives capital markets M&A

Nilesh Nanavati and John Clark of OPCO Advisory explain why fintech maturity, AI pressure and scarce infrastructure assets drove a high-stakes reset in capital markets M&A in 2025.

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Inside the 2026 T3 Conference and AI University

Inside the 2026 T3 Conference and AI University

FR editors spoke with T3 founder Joel P. Bruckenstein on why T3 2026 is putting applied AI at the center of advisor technology.

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Inside Alloy’s 2026 State of Fraud report

Inside Alloy’s 2026 State of Fraud report

Fraud is moving from spikes to a steady climb driven by AI-enabled attacks. Alloy’s Marc Weisman breaks down what that means for financial institutions.

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Trust is fintech’s currency in generative search

Trust is fintech’s currency in generative search

Aaron Enneking of Caliber Corporate Advisers shares nine actions fintech brands can take to earn trust and stand out as generative search transforms discovery.

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The case for a unified, real-time credit data network

The case for a unified, real-time credit data network

Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.

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Inside the shift toward data-native markets

Inside the shift toward data-native markets

Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.

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AI, stablecoins and programmable trust are redefining fintech

AI, stablecoins and programmable trust are redefining fintech

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

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Stablecoins are becoming table stakes. Banks can’t sit this out.

Stablecoins are becoming table stakes. Banks can’t sit this out.

Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.

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