For freelancers, payment design matters as much as speed

For freelancers, payment design matters as much as speed

PayQuicker’s Nate Snow-Cornelius explains why seamless payment design, not just faster payouts, is key to retaining independent workers.

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Building a risk framework for the AI payments era

Building a risk framework for the AI payments era

LegitScript's Dan Frechtling makes the case for combining AI-powered screening with human oversight in payment risk management.

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Why the Payfac era is ending for software platforms

Why the Payfac era is ending for software platforms

As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.

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Where gift cards fall short — and how partners can help

Where gift cards fall short — and how partners can help

Bill Warshauer of Tillo examines why gift cards still frustrate customers, and how better technology and coordination could fix the experience.

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The case for a unified, real-time credit data network

The case for a unified, real-time credit data network

Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.

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Inside the shift toward data-native markets

Inside the shift toward data-native markets

Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.

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AI, stablecoins and programmable trust are redefining fintech

AI, stablecoins and programmable trust are redefining fintech

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

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Stablecoins are becoming table stakes. Banks can’t sit this out.

Stablecoins are becoming table stakes. Banks can’t sit this out.

Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.

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Industry Pulse: 2025 Annual Conference from The Clearing House

Industry Pulse: 2025 Annual Conference from The Clearing House

With the 2025 event in New York fast approaching (Nov. 4–5), The FR caught up with Chief Client Officer Elena Casal to discuss the key themes shaping this year’s agenda.

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AI-native moats and the end of recurring revenue

AI-native moats and the end of recurring revenue

Tiffine Wang of Onsen Global explains why AI-native companies are changing how value is priced, delivered and scaled.

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Fraud looks like business as usual — until you know where to look

Fraud looks like business as usual — until you know where to look

Tod McDonald of Valid8 Financial explains how fraud often passes as routine business activity, and how finance teams can spot it.

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Why the second half of the 2020s will redefine payments

Why the second half of the 2020s will redefine payments

Deepak Gupta, EVP at Volante Technologies, explains how Fedwire’s ISO 20022 migration will affect payments.

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The new economics of agentic shopping

The new economics of agentic shopping

As AI shopping agents take over the checkout, the real battle is where the money flows, writes Shawn Conahan of Wildfire Systems.

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Three payment trends reshaping value exchange, and how businesses can keep up

Three payment trends reshaping value exchange, and how businesses can keep up

Brian Muse-McKenney of Episode Six lays out three trends reshaping payments — and what businesses must do to keep up.

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The case for local-first payments

The case for local-first payments

Worldpay’s Gabriel de Montessus explains why one-size-fits-all payments fail, and how local-first strategies drive global growth.

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