The economic forces behind insurance affordability
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David Seider of TheZebra.com explains how insurance pricing is fragmenting along geographic lines.
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Fintech News Stories
AI pilots are easy. Production is the hard part.
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Robert Cooke of 3forge explains why banks are rethinking their technology foundations as AI pilots come up against the complexity of existing systems.
Read MoreThree lessons from the spend management race
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Alex Lazarow of Fluent Ventures examines the playbook behind the corporate spend management race and argues that the winners will be those who move beyond cards to control more of a company’s financial workflows.
Read MoreSaaS isn’t dying. It’s being valued differently.
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Tiffine Wang of Onsen Global argues that the so-called SaaSpocalypse is a repricing, as software shifts from per-seat subscriptions to output that competes with labor.
Read MoreFintech’s next phase will be orchestrated, not adopted
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Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.
Read MoreF-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more
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Fintech has found a new baseline at $45–50 billion annually, new giants have emerged, and crypto earned a seat at the table. F-Prime’s Abdul Abdirahman examines the broader trends.
Read MoreThe AI gold rush is missing the point
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Matt Ober of Social Leverage argues that in the rush to fund “AI everything,” distribution, capital structure and revenue still matter more than being AI-native.
Read MoreLegacy systems are putting banks at risk
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Patricia Montesi, co-founder and CEO of Qolo, argues that outdated core systems pose a far greater risk to banks than stablecoins.
Read MoreWhy the Payfac era is ending for software platforms
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As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.
Read MoreWhere gift cards fall short — and how partners can help
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Bill Warshauer of Tillo examines why gift cards still frustrate customers, and how better technology and coordination could fix the experience.
Read MoreInsurance outlook: pricing pressure meets tech strategy
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The Zebra’s David Seider outlines how pricing pressure, competition and technology investments will shape the insurance landscape in 2026.
Read MoreThe state of AI, from tools to systems
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Onsen Global’s Tiffine Wang argues that AI’s move into production is forcing companies to design for trust, not experimentation.
Read MoreInside the 2026 T3 Conference and AI University
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FR editors spoke with T3 founder Joel P. Bruckenstein on why T3 2026 is putting applied AI at the center of advisor technology.
Read MoreInside the shift toward data-native markets
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Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.
Read MoreIndustry Pulse: 2025 Annual Conference from The Clearing House
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With the 2025 event in New York fast approaching (Nov. 4–5), The FR caught up with Chief Client Officer Elena Casal to discuss the key themes shaping this year’s agenda.
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