The benefits and implications of AI in lending and credit

The benefits and implications of AI in lending and credit

The FR met with Srikanth Geedipalli, SVP of AI Product Management and Commercialization at Experian

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The state of alternative data in lending with Nova Credit

The state of alternative data in lending with Nova Credit

The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit

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NBFI risks and regulations

NBFI risks and regulations

Across the executive branch, regulators are growing more vocal in discussing the systemic risks that non-bank financial institutions (NBFIs) pose. Why now?

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Marqeta: Bullish on BNPL

Marqeta: Bullish on BNPL

In an interview with The Financial Revolutionist, Marqeta CEO Simon Khalaf highlights Marqeta’s recent data on holiday BNPL spending, justifies expanded use of BNPL in the face of consumer debt and hardship, and outlines Marqeta’s growth and product strategies.

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The state of BNPL

The state of BNPL

In part, products like BNPL are a mechanism for consumers to skirt around traditional barriers to overspending—flying over the headwinds, while adding fuel to tailwinds.

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Operations after student loan repayments resume

Operations after student loan repayments resume

Seeing an opportunity to chip away at the issue, loan-focused fintechs have built a suite of HR-focused products and operational solutions.

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Preparing for student loan repayments with Highway Benefits

Preparing for student loan repayments with Highway Benefits

According to Mick MacLaverty, Co-Founder & CEO of Highway Benefits, student loan repayment as a benefit is an effective and efficient piece of compensation that creates multiple stakeholders.

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The future of crypto lending with Ledn

The future of crypto lending with Ledn

According to Mauricio Di Bartolomeo, Co-Founder and CSO of Ledn, the crypto landscape in the US is moving into another regulatory phase.

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Inside Stratyfy's partnership with Underwriting for Racial Justice

Inside Stratyfy's partnership with Underwriting for Racial Justice

Stratyfy, a NYC-based startup offering AI-powered predictive analytics and decision management solutions for financial institutions, will function as the tech platform for a two-year pilot program under the Underwriting for Racial Justice (URJ) umbrella.

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Structuring internally to reflect user bases

Structuring internally to reflect user bases

According to Akshay Krishnaiah, Beem’s Founder and CEO, current risk-ranking systems often make barriers even higher that preclude consumers from accessing goods, services, and payments.

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A “Justice League” for SMB lending with Nor-Cal FDC

A “Justice League” for SMB lending with Nor-Cal FDC

To Sanford Livingston, Nor-Cal FDC’s CEO, the organization’s work, as well as its tie-up with StandardC, helps marginalized and disadvantaged groups “meet the needs of the policy and regulations for standard banking transactions.”

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Automating supply chain financing with 40Seas

Automating supply chain financing with 40Seas

Eyal Moldovan, 40Seas’s CEO and Co-Founder, said that the payment terms and frameworks governing the B2B space are the same ones he saw his father navigating as a clothes importer thirty years ago.

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Overhauling lending fairness with FairPlay AI

Overhauling lending fairness with FairPlay AI

In an interview with The Financial Revolutionist, FairPlay AI Founder and CEO Kareem Saleh outlines the company’s mission, describes the potential for “fairness through awareness,” and details the social and financial benefits of fairer lending.

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On-the-ground inclusion with MoCaFi

On-the-ground inclusion with MoCaFi

To Christina Keitt-Chaney, Head of Sales and Relationship Management at MoCaFi, the banking startup is a necessary and intentional corrective helping marginalized and underbanked communities build wealth and financial health.

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Using data to build markets with Kueski

Using data to build markets with Kueski

According to Krishna Venkatraman, Kueski’s Chief Data Officer, approximately 60% of Mexican consumers work in an informal economy without a bank account, and about 80% of them don't have a credit card.

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