Cannabis banking regulation in 2024

Cannabis banking regulation in 2024

Green Check Verified as well as Merchants and Marine Bank offer their take on the future of cannabis banking regulation.

Read More

AI/ML and equity in lending

AI/ML and equity in lending

That gap between technology and law has left much of the industry in the lurch, anticipating and hedging against state action. For AI-driven lending platforms, for instance, these regulatory uncertainties have fomented an intra-industry debate about the kinds of technologies and algorithms that should be deployed. 

Read More

Do you have to make acquisitions?

Do you have to make acquisitions?

From Matt Ober: In the data & information services space, it seems like the key to success is acquisitions. You have to find your wedge, your revenue, your product-market fit, but once you find it, you have to start acquiring, or “rolling up.” If you are in a position of strength, you need to use it. That is if you want to build a big business.

Read More

The benefits and challenges of SME lending

The benefits and challenges of SME lending

From Ricardo Pero, CEO of SellersFI: Up against margin pressures, corporate banks increasingly see the revenue potential from SME lending that they historically shrugged off. Marketplaces are keen to understand that providing lending services draws in and retains sellers by streamlining working capital and financial services needs in one place

Read More

The consumerization of commercial & corporate banking

The consumerization of commercial & corporate banking

From Karen Pascoe, Managing Director, Head of Design Innovation at Wells Fargo: TIn financial services, we often talk of a generational transfer of wealth as a massive opportunity. But there’s also a generational transfer of digital experience expectations.

Read More

Interpretability versus explainability in AI-driven lending

Interpretability versus explainability in AI-driven lending

Onsite at Fintech Meetup, The FR met with Deniz A. Johnson, COO of Stratyfy.

Read More

The anti-scam revolution has arrived

The anti-scam revolution has arrived

From Mary Ann Miller, VP Evangelist & Fraud Executive Advisor at Prove: The rapid proliferation of fraud is a serious, damaging, and costly issue. However, when institutions are equipped with the right identity verification and authentication tools and the luxury of time, there’s much that can be done.

Read More

Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

From Romain Colnet, Ingenico: AI has the potential to revolutionize every aspect of the payment process, from fraud detection and risk management to customer service and personalized experiences.

Read More

On regtech and BaaS enforcement actions with Castellum.ai

On regtech and BaaS enforcement actions with Castellum.ai

Onsite at Fintech Meetup, The FR met with Peter Piatesky, Co-Founder and CEO of Castellum.ai.

Read More

Tokenization: A tale of three cities (Part III)

Tokenization: A tale of three cities (Part III)

In the last part of The FR’s series on tokenization, we’ll explore the use cases that may drive growing adoption of tokens to digitize a range of assets on the blockchain. We’ll also consider the regulatory roadblocks preventing tokenization’s proliferation at this current juncture. 

Read More

The future of web scraping

The future of web scraping

From Matt Ober: Every AI company is scraping. Everyone is trying to get access to data and the question of what on the web you can scrape versus have to pay for continues to be debated.

Read More

What a coming wave of diffusion means for fintech

What a coming wave of diffusion means for fintech

From Alex Lazarow: As we stand on the cusp of The Great Diffusion, an era defining shift from consolidated power to a more decentralized and distributed framework, financial services find themselves at a crossroads.

Read More

Private credit's golden era isn't over: It's evolving

Private credit's golden era isn't over: It's evolving

From Nelson Chu: Recent economic headwinds and rising competition have sparked talk of private credit’s "golden era" ending, but this asset class remains robust. Investors drawn to its income potential, market resilience, and potential diversification benefits recognize its long-term value.

Read More

Tokenization: A tale of three cities (Part II)

Tokenization: A tale of three cities (Part II)

In this next part of the series, we’ll dive into what this means for fintech and financial institutions. If digital assets are treated as assets, period, how does this shape the financial landscape? And why would these parties buy into such a nascent technology? 

Read More