Expanding faster payments with the FPC
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The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
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Fintech News Stories
A fintech's pivot from B2C to B2B (Part IV)
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From Carey Ransom: Now, we reach a vital question: "Can this really work?" Based on my observations and experiences, a successful pivot hinges on a blend of culture, process, people, and timing. When these elements align, the results can be remarkable.
Read MoreTokenization: A tale of three cities (Part I)
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If I had started writing this article three years ago, I’d be reporting on the buying frenzy surrounding non-fungible tokens (NFTs), blockchain-based proofs authenticating the uniqueness of digital objects, namely artwork. But now it’s 2024.
Read MoreThe potential of AI in lending with Beforepay
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The FR met with Jamie Twiss, CEO of Beforepay.
Read MoreA fintech's pivot from B2C to B2B (Part III)
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From Carey Ransom: I’ve discussed the initial steps of making a pivot in your fintech startup. In this article, I’ll try to help you with one of the biggest changes you’ll need to undertake—the team.
Read MoreProspects of a Capital One/Discover Acquisition
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CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.
Read MoreGoldman Sachs's floundering consumer ambitions
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For fintechs: What does it mean if a behemoth like Goldman Sachs can’t handle consumer-focused banking and wealth management services simultaneously?
Read MoreA conversation on embedded finance with Fiserv
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The FR met with Cooper Thompson, Head of Product for Embedded Finance at Fiserv.
Read MoreA fintech's pivot from B2C to B2B (Part II)
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From Carey Ransom: In Part I, I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!
Read MoreThe benefits and implications of AI in lending and credit
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The FR met with Srikanth Geedipalli, SVP of AI Product Management and Commercialization at Experian
Read MoreIs AI the new cloud?
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From Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.
Read MoreClearing House CPO says RTP growth in early stages
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In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run.
Read MoreThe state of alternative data in lending with Nova Credit
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The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit
Read MoreCan fintech startups navigate the pivot from B2C to B2B?
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From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?
Read MoreWhat will the 1099-DA do for tax reporting?
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Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements.
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