How banks can extract value from generative AI

How banks can extract value from generative AI

The FR’s editors recently sat down with Dan Latimore to get his insights on the state of generative AI in banking.

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What’s next for BaaS: Navigating regulatory challenges with customer-centric strategies

What’s next for BaaS: Navigating regulatory challenges with customer-centric strategies

Robust compliance, partnerships with banks and a customer-first approach should be integral to a successful BaaS strategy, writes James Simcox of Equals Money.

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Disrupting the traditional payday

Disrupting the traditional payday

Gabriel Grisham, Senior VP at PayQuicker, dives into how new instant payment technology is disrupting the payment ecosystem.

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Fintech's small business opportunity

Fintech's small business opportunity

Many small business owners face economic pressures. Can fintech firms help ease this burden? Renata Caine, general manager of banking-as-a-service at Green Dot Bank, looks at three ways they can make a difference.

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Unlocking opportunities in the embedded finance market

Unlocking opportunities in the embedded finance market

Will Sowell, divisional president of banking as a service at Pathward, uncovers opportunities in the embedded finance market.

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How banks and payment providers can safely tap first-party data

How banks and payment providers can safely tap first-party data

Michael Dunlop, VP of sales at Rokt, looks at how companies can use first-party data for contextually-relevant customer offers.

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Why merchants may prefer card-linked installments over BNPL

Why merchants may prefer card-linked installments over BNPL

Nandan Sheth, CEO of Splitit dives into why merchants may prefer card-linked installments over BNPL.

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The next era of digital banking

The next era of digital banking

Peter Torrente, U.S. sector leader for KPMG’s banking and capital markets practice, discusses the next era of digital banking.

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Powering the next generation of digital finance

Powering the next generation of digital finance

Jennifer Taylor, president of Plaid, discusses her role amid a shifting consumer and regulatory environment.

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The march toward viable AI use cases

The march toward viable AI use cases

John Lin, principal at F-Prime Capital, and Zoey Tang dive into F-Prime’s 2024 State of Fintech report and uncover what effect AI is having in the finance industry, concentrating on the public companies that make up the F-Prime Fintech Index.

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Lessons in scaling a commerce and fintech platform

Lessons in scaling a commerce and fintech platform

In Madrid in early June, Alex Lazarow led a fireside chat at the South Summit with JC Glancy, the unicorn founder of ZenBusiness. Here are a few takeaways from their discussion on how ZenBusiness has scaled over the years.

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AI/ML and equity in lending

AI/ML and equity in lending

That gap between technology and law has left much of the industry in the lurch, anticipating and hedging against state action. For AI-driven lending platforms, for instance, these regulatory uncertainties have fomented an intra-industry debate about the kinds of technologies and algorithms that should be deployed. 

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Do you have to make acquisitions?

Do you have to make acquisitions?

From Matt Ober: In the data & information services space, it seems like the key to success is acquisitions. You have to find your wedge, your revenue, your product-market fit, but once you find it, you have to start acquiring, or “rolling up.” If you are in a position of strength, you need to use it. That is if you want to build a big business.

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What a coming wave of diffusion means for fintech

What a coming wave of diffusion means for fintech

From Alex Lazarow: As we stand on the cusp of The Great Diffusion, an era defining shift from consolidated power to a more decentralized and distributed framework, financial services find themselves at a crossroads.

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Private credit's golden era isn't over: It's evolving

Private credit's golden era isn't over: It's evolving

From Nelson Chu: Recent economic headwinds and rising competition have sparked talk of private credit’s "golden era" ending, but this asset class remains robust. Investors drawn to its income potential, market resilience, and potential diversification benefits recognize its long-term value.

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