That gap between technology and law has left much of the industry in the lurch, anticipating and hedging against state action. For AI-driven lending platforms, for instance, these regulatory uncertainties have fomented an intra-industry debate about the kinds of technologies and algorithms that should be deployed.
Read MoreFrom Matt Ober: In the data & information services space, it seems like the key to success is acquisitions. You have to find your wedge, your revenue, your product-market fit, but once you find it, you have to start acquiring, or “rolling up.” If you are in a position of strength, you need to use it. That is if you want to build a big business.
Read MoreFrom Ricardo Pero, CEO of SellersFI: Up against margin pressures, corporate banks increasingly see the revenue potential from SME lending that they historically shrugged off. Marketplaces are keen to understand that providing lending services draws in and retains sellers by streamlining working capital and financial services needs in one place
Read MoreFrom Karen Pascoe, Managing Director, Head of Design Innovation at Wells Fargo: TIn financial services, we often talk of a generational transfer of wealth as a massive opportunity. But there’s also a generational transfer of digital experience expectations.
Read MoreOnsite at Fintech Meetup, The FR met with Deniz A. Johnson, COO of Stratyfy.
Read MoreFrom Mary Ann Miller, VP Evangelist & Fraud Executive Advisor at Prove: The rapid proliferation of fraud is a serious, damaging, and costly issue. However, when institutions are equipped with the right identity verification and authentication tools and the luxury of time, there’s much that can be done.
Read MoreFrom Romain Colnet, Ingenico: AI has the potential to revolutionize every aspect of the payment process, from fraud detection and risk management to customer service and personalized experiences.
Read MoreOnsite at Fintech Meetup, The FR met with Peter Piatesky, Co-Founder and CEO of Castellum.ai.
Read MoreIn the last part of The FR’s series on tokenization, we’ll explore the use cases that may drive growing adoption of tokens to digitize a range of assets on the blockchain. We’ll also consider the regulatory roadblocks preventing tokenization’s proliferation at this current juncture.
Read MoreFrom Matt Ober: Every AI company is scraping. Everyone is trying to get access to data and the question of what on the web you can scrape versus have to pay for continues to be debated.
Read MoreFrom Alex Lazarow: As we stand on the cusp of The Great Diffusion, an era defining shift from consolidated power to a more decentralized and distributed framework, financial services find themselves at a crossroads.
Read MoreThe FR met with with Jonathan Silver, CEO of Engage People.
Read MoreFrom Nelson Chu: Recent economic headwinds and rising competition have sparked talk of private credit’s "golden era" ending, but this asset class remains robust. Investors drawn to its income potential, market resilience, and potential diversification benefits recognize its long-term value.
Read MoreIn this next part of the series, we’ll dive into what this means for fintech and financial institutions. If digital assets are treated as assets, period, how does this shape the financial landscape? And why would these parties buy into such a nascent technology?
Read MoreThe FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.
