Expanding faster payments with the FPC
/The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
Read MoreThe FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.
Read MoreIf I had started writing this article three years ago, I’d be reporting on the buying frenzy surrounding non-fungible tokens (NFTs), blockchain-based proofs authenticating the uniqueness of digital objects, namely artwork. But now it’s 2024.
Read MoreCFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.
Read MoreFrom Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?
Read MoreMany DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements.
Read MoreFrom Alex Lazarow: I can’t believe it’s been a year since the SVB collapse and the banking crisis. What has changed? What have we learned?
Read MoreThe CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.
Read MoreRipple is positioning itself as a bulwark against regulatory encroachment, with its legal future indistinguishable from the sector’s.
Read MoreWith Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor?
Read MoreWhat sort of antitrust implications arise when the world’s largest social media conglomerate partners with the world’s largest e-commerce company? How does it affect consumer and business wellbeing?
Read MoreOnsite at Fintech Meetup, The FR met with Michele Alt, Co-Founder and Managing Director of Klaros Group, and a former regulator at the Office of the Comptroller of the Currency.
Read MorePresident Biden has indicated that he would sign the bill if it also passes in the Senate—but questions remain, many of which directly impact the future of fintech.
Read MoreCarey Ransom, Managing Director of BankTech Ventures and a contributor to The FR, describes the phenomenon of “walking dead” fintech companies who face a fintech venture bubble overhang, outlines the future of AI hype, and encourages conferencegoers to say what they really mean.
Read MoreExchange rate markups affect everyday people, not just wealthy tourists—deleteriously affecting small businesses, consumers who send remittances abroad, as well as servicemembers—amounting to a whopping $5.8B in lost value last year.
Read MoreIn an interview with The Financial Revolutionist, Julian Trostinsky, Head of Global Support Solutions at Gresham, outlines a major compliance deadline looming for buy- and sell-side firms in North America.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.