Real-Time Payments are Running Behind Schedule
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Real-time payments aren’t quite there yet at The Clearing House (TCH), which launched its real-time payments (RTP) network for the U.S. in November 2017.
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Fintech News Stories
The Secret Demons of Start-Ups
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Forming a successful startup, from inception to media-saturated IPO, seems like it would put any entrepreneur on top of the world. But for many, it only brings stress and depression. That’s the takeaway of an interesting WSJ piece that looks at the dark side of start-up life.
Read MoreScouring Social Media for Market Clues
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Social media may be the bane of society, but that doesn’t mean it doesn’t have uses in financial services.
Read MoreCrypto Makes Inroads Toward Legitimacy
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France’s financial regulator is poised to approve several crypto-related companies and bring them into the regulated financial system, one of the first instances among major world economies. Somehow, we think the battle over regulating cryptocurrencies in the U.S. will be a tad more contentious.
Read MoreSatellite of Love
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We don’t know about you, but we think “Satellite of Love” is undoubtedly one of the highlights of Lou Reed’s post-Velvet Underground solo career. While there’s long been some debate about the meaning of the song, it’s probably clear Reed wasn’t referring to Amazon’s ambitious plan to cover all the globe with internet access via a series of satellites.
Read MoreFor Banks, Innovate or Die?
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Banks and traditional financial firms have been hearing how they will soon be made obsolete by the slew of fintech barbarians at the gate to steal their customers. But by and large, customers are still staying with their traditional banking relationships. Still, banks can’t rest on their laurels.
Read MoreReal-Time Payments Coming…at Federal-Reserve Speed
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Ten years after the UK launched Faster Payments, the US is partway through the launch of a real-time payments network run by The Clearing House, a private corporation owned by 25 of the largest banks in the country. It will be the first new rails in electronic payments in four decades.
Read MoreDo Lending Algorithms Discriminate?
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It’s a phenomenon receiving growing attention as more people use online lenders: ostensibly digital algorithms should rely solely on numbers when deciding who to approve for loans, whereas human lenders could be subject to bias, both conscious and unconscious.
Read MoreInvestors Still Love Big Tech
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It’s an understatement to say it hasn’t been the best couple of years for big tech companies. But that, so far, hasn’t affected them in the stock market.
Read MoreTipping Our Hat to the Disrupters and Trailblazers
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We were delighted to attend the MassChallenge FinTech Finale last week, where we met up-and-coming firms looking to disrupt the space and change finance for the better.
Read MoreThe (Bodily) Transformative Power of Tech
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We’ve all heard of the myriad ways that our addiction to smartphones can have negative effects. Well, here’s another.
Read MoreThe Next Big IPO is Upon Us
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After several hyped IPOs failed to meet expectations, we’ll be watching this one closely to see how the market reacts.
Read MoreHow the Mobile Wars Were Won
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In tech, even the biggest companies can get left in the wake of fast-moving innovation.
Read MoreWhy Investor Pessimism Can be a Good Thing
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The stock market continues to hover at record levels, yet investor sentiment for the future remains pessimistic. This may seem like a strange dichotomy, but investors have their reasons.
Read MoreCan Tech Help Out During a Bear Market?
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With much doom and gloom predicted in the near future, advisers are hoping that comprehensive financial planning technology will make clients more “sticky” and less likely to pull money out of the market during a downturn.
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