Why merchants may prefer card-linked installments over BNPL

Why merchants may prefer card-linked installments over BNPL

Nandan Sheth, CEO of Splitit dives into why merchants may prefer card-linked installments over BNPL.

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The anti-scam revolution has arrived

The anti-scam revolution has arrived

From Mary Ann Miller, VP Evangelist & Fraud Executive Advisor at Prove: The rapid proliferation of fraud is a serious, damaging, and costly issue. However, when institutions are equipped with the right identity verification and authentication tools and the luxury of time, there’s much that can be done.

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Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

From Romain Colnet, Ingenico: AI has the potential to revolutionize every aspect of the payment process, from fraud detection and risk management to customer service and personalized experiences.

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Expanding faster payments with the FPC

Expanding faster payments with the FPC

The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.

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Prospects of a Capital One/Discover Acquisition

Prospects of a Capital One/Discover Acquisition

CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.

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Clearing House CPO says RTP growth in early stages

Clearing House CPO says RTP growth in early stages

In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run. 

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Can fintech startups navigate the pivot from B2C to B2B?

Can fintech startups navigate the pivot from B2C to B2B?

From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?

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What will the 1099-DA do for tax reporting?

What will the 1099-DA do for tax reporting?

Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements. 

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How will digital wallets be regulated?

How will digital wallets be regulated?

The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.

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Cross-border strategies for payment giants

Cross-border strategies for payment giants

With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor? 

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Evaluating Meta's payment strategy

Evaluating Meta's payment strategy

What sort of antitrust implications arise when the world’s largest social media conglomerate partners with the world’s largest e-commerce company? How does it affect consumer and business wellbeing?

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Can cross-border payments have junk fees?

Can cross-border payments have junk fees?

Exchange rate markups affect everyday people, not just wealthy tourists—deleteriously affecting small businesses, consumers who send remittances abroad, as well as servicemembers—amounting to a whopping $5.8B in lost value last year.

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Making sense of Capital One's Discover acquisition

Making sense of Capital One's Discover acquisition

Regulators are in a double bind. The antitrust concerns are real—as is the potential for this acquisition to disrupt the Visa-Mastercard duopoly.

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Inside Cantaloupe’s acquisition of CHEQ

Inside Cantaloupe’s acquisition of CHEQ

According to Ravi Venkatesan, CEO of Cantaloupe, the CHEQ acquisition aligns squarely with Cantaloupe’s mission. “We want to move as much commerce as possible to self-service commerce, and we want to be the technology that powers that self-service commerce,” he said. “It's really that simple.”

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