The future of crypto lending with Ledn

The future of crypto lending with Ledn

According to Mauricio Di Bartolomeo, Co-Founder and CSO of Ledn, the crypto landscape in the US is moving into another regulatory phase.

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Inside Stratyfy's partnership with Underwriting for Racial Justice

Inside Stratyfy's partnership with Underwriting for Racial Justice

Stratyfy, a NYC-based startup offering AI-powered predictive analytics and decision management solutions for financial institutions, will function as the tech platform for a two-year pilot program under the Underwriting for Racial Justice (URJ) umbrella.

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Structuring internally to reflect user bases

Structuring internally to reflect user bases

According to Akshay Krishnaiah, Beem’s Founder and CEO, current risk-ranking systems often make barriers even higher that preclude consumers from accessing goods, services, and payments.

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A “Justice League” for SMB lending with Nor-Cal FDC

A “Justice League” for SMB lending with Nor-Cal FDC

To Sanford Livingston, Nor-Cal FDC’s CEO, the organization’s work, as well as its tie-up with StandardC, helps marginalized and disadvantaged groups “meet the needs of the policy and regulations for standard banking transactions.”

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Automating supply chain financing with 40Seas

Automating supply chain financing with 40Seas

Eyal Moldovan, 40Seas’s CEO and Co-Founder, said that the payment terms and frameworks governing the B2B space are the same ones he saw his father navigating as a clothes importer thirty years ago.

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Overhauling lending fairness with FairPlay AI

Overhauling lending fairness with FairPlay AI

In an interview with The Financial Revolutionist, FairPlay AI Founder and CEO Kareem Saleh outlines the company’s mission, describes the potential for “fairness through awareness,” and details the social and financial benefits of fairer lending.

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On-the-ground inclusion with MoCaFi

On-the-ground inclusion with MoCaFi

To Christina Keitt-Chaney, Head of Sales and Relationship Management at MoCaFi, the banking startup is a necessary and intentional corrective helping marginalized and underbanked communities build wealth and financial health.

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Using data to build markets with Kueski

Using data to build markets with Kueski

According to Krishna Venkatraman, Kueski’s Chief Data Officer, approximately 60% of Mexican consumers work in an informal economy without a bank account, and about 80% of them don't have a credit card.

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Mortgage operations in volatile times with Brace

Mortgage operations in volatile times with Brace

To Jose Morin, VP of Servicing at Brace, the company’s solutions are designed to build and sustain generational wealth, including through more volatile times.

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Interest rates, consumer balance sheets, and the future for financing companies

Interest rates, consumer balance sheets, and the future for financing companies

In an OpEd, Neal Desai, Co-Founder and CEO of Kafene, argues that lease-to-own models provide a versatile financing option in the face of headwinds.

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Getting debt in order with Debbie

Getting debt in order with Debbie

Rachel Lauren, Debbie’s Co-Founder and COO, framed debt as a headwind that’s growing in strength, and a potentially paralyzing one at that. Many people who have accumulated debt don’t know where to begin when it comes to changing their financial conditions.

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Financing reproductive rights with Future Family

Financing reproductive rights with Future Family

Amanda Devlin, Vice President of Enterprise at Future Family, explains the massive financing gap affecting reproductive care, outlines the company’s sales strategy in light of changing laws, and describes businesses’ response to Future Family’s entry into the market.

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Extending education capital with MPOWER Financing

Extending education capital with MPOWER Financing

Emmanuel Smadja, CEO and Co-Founder of MPOWER Financing, explains the lender’s origin story, describes the UI needs of international students, and outlines the social impact of MPOWER’s work.

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Community banks partnering with fintech creates more access to capital

Community banks partnering with fintech creates more access to capital

In an OpEd, Michael T. Pugh, President and CEO of Carver Federal Savings Bank, argues that the role of Community Banks and CDFIs partnering with fintech platforms has never been more important in helping small businesses and entrepreneurs gain certainty with access to capital.

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Three regulatory questions shaping the future of debt 

Three regulatory questions shaping the future of debt 

Lending and debt are far from novel concepts, but many of the technologies distributing and structuring them are. New tools like alternative data and AI have permitted capital to be given to more people, and, at least in theory, at lower costs. But, without the right boundaries in place, these debt-related products may lead to greater defaults, exploited consumers, and market collapses.

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