A fintech's pivot from B2C to B2B (Part II)

A fintech's pivot from B2C to B2B (Part II)

From Carey Ransom: In Part I,  I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!

Read More

Is AI the new cloud?

Is AI the new cloud?

From Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.

Read More

Clearing House CPO says RTP growth in early stages

Clearing House CPO says RTP growth in early stages

In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run. 

Read More

One year since SVB's crisis

One year since SVB's crisis

From Alex Lazarow: I can’t believe it’s been a year since the SVB collapse and the banking crisis. What has changed? What have we learned?

Read More

The “Give to Get” data strategy

The “Give to Get” data strategy

From Matt Ober: In the financial industry, some of the best datasets were contributory datasets and many of them started as give to get.

Read More

Fintech is operating at scale, with huge growth potential

Fintech is operating at scale, with huge growth potential

From Abdul Abdirahman: In our recent State of Fintech report, my colleagues and I took stock of the sector’s progress over the last decade, identifying the companies that have reached (or are about to reach) enterprise scale. 

Read More

Can cross-border payments have junk fees?

Can cross-border payments have junk fees?

Exchange rate markups affect everyday people, not just wealthy tourists—deleteriously affecting small businesses, consumers who send remittances abroad, as well as servicemembers—amounting to a whopping $5.8B in lost value last year.

Read More

Insights from the 2023 Fintech Index

Insights from the 2023 Fintech Index

FR Contributor Alex Lazarow shares his takeaways from F-Prime’s 2023 Fintech Index report.

Read More

Overhauling operations for T+1

Overhauling operations for T+1

In an interview with The Financial Revolutionist, Julian Trostinsky, Head of Global Support Solutions at Gresham, outlines a major compliance deadline looming for buy- and sell-side firms in North America.

Read More

What's next for Robinhood?

What's next for Robinhood?

It’s hard to tell how much Robinhood’s uptick stems from its savviness—poaching competitors’ brokerage customers through deposit matching, releasing popular product features, and more—rather than improved economic conditions.

Read More

Should dating apps mingle with credit scores?

Should dating apps mingle with credit scores?

It’s hard to think of dating apps as a space where finance isn’t traditionally discussed; if anything, it’s one of the most overtly wealth-driven spaces that millions of users encounter every day. 

Read More

NBFI risks and regulations

NBFI risks and regulations

Across the executive branch, regulators are growing more vocal in discussing the systemic risks that non-bank financial institutions (NBFIs) pose. Why now?

Read More

The myths of impact in investing

The myths of impact in investing

In a piece for The Financial Revolutionist, Fluent Ventures’s Alex Lazarow looks back at his time at Omidyar Network and sets the record straight on the effects and ethics of impact investing.

Read More

Apple, consumer payments, and investor uncertainty in 2024

Apple, consumer payments, and investor uncertainty in 2024

Taking a look at publicly listed tech companies’ payments-focused strategies suggest that payments will remain a cash cow and focus of investment this year across fundraising fora—not just VCs and private markets.

Read More